My Finance Blog

If you’re like most Australians, you’re busy paying the bills and saving for retirement, as well as accessing services like healthcare, education, child care and aged care. So how will the budget change the way you live and work on a practical day-to-day level?  ..

The end of financial year is fast approaching and that means getting all your paperwork ready for your 2014-2015 tax return. ..

We'd all like to leave a legacy and provide for those closest and dearest to us once we're gone. Estate planning is an effective method to get an overview of your assets, consider how they're structured and how you'd like them to be distributed after you die. It's just as important to provide for yourself as it is for the future. ..

The end of the financial year always seems to crop up faster than it should. Understanding what you could do before and after 30 June 2014 can provide the icing on the cake for employees, investors and those in small business. Such things as bringing forward tax deductions or delaying the receipt of income within the rules can mean less tax this year. When it comes to superannuation, make sure you maximise the tax deduction this year or salary sacrifice the right amount so you get the best possible outcome and don't end up with tax penalties. ..

You choose: Heads, tails or…? Statistically speaking when we have an outcome of either, heads or tails, the probability of the desired event occurring is almost equal, that one or the other will occur. But in the case of the official cash rate there is also a third possibility, the rate will remain the same.  ..

The end of the financial year is almost here, so it’s that time again to make some last-minute changes to improve your financial position and keep more of your hard earned cash in your hip pocket. ..